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Banks' first-half earnings fall 87%
Korea Herald, South Korea 19-Aug-03 Weighed down by the swelling provision against bad loans and credit card usages,
local banks' first-half earnings crashed to 467 billion won ($396 million

Banking means never having to repay a loan
Asia Times Online, Hong Kong 19-Aug-03 generation of China's bank managers, brought up on the notion that banks were bottomless
automatic teller machines, are now discovering with dismay that loans

Borrowers in limbo as mortgage company falls
Oregonian, OR 19-Aug-03 Lenders can get into trouble if they're unprepared for a sudden swing in rates, and
they happen to be holding a large basket of unfunded loans locked in at the

Wisconsin FSA Offers Honey Loans & LDPs
Wisconsin Ag Connection, WI 19-Aug-03 State honey producers are now eligible to apply for honey loans and
loan deficiency payments for their 2003 crop through next March.

Mortgage company's closure hurting many local borrowers
Chicago Daily Herald, IL 19-Aug-03 Capitol ceased operations late Thursday because it no longer had enough
money to provide loans, local mortgage brokers said. Also

High share of home loans behind record
Coventry News, UK 19-Aug-03 Coventry Building Society has turned in another record financial performance
for the first half of 2003. The UK’s fifth largest

Canadian banks gear up for earnings parade
Montreal Gazette, Canada 19-Aug-03 Aside from an improving picture on bad loans and mortgages, banks should get a
push from the improvement in stock markets through the spring, boosting the

Ripplewood's $2 bln deal to spur buy-outs in Japan
Reuters, UK 19-Aug-03 More, similar LBO deals could follow, as the latest deal indicates top banks are
now ready to take risks in making such loans as long as they receive proper

Dem suggests college loan change
Knoxville News Sentinel, TN 19-Aug-03 Edwards, DN.C., would eliminate the role of banks in student loans by lending money
directly to students, a move he said would save "billions of dollars" that

Payments set in home loan suit deal
Jackson Clarion Ledger, MS 19-Aug-03 Mississippi consumers who received home loans from Household or Beneficial Finance
during a 3 1/2-year period will be able to claim payments from $50 to $3,000

They came for loan, left bank poorer
Chandigarh Newsline, India 19-Aug-03 The amount was given out as personal loans. As per a complaint received
from PNB Manager KK Monga, the accused allegedly forged

Morgan Stanley Leads in Bond Sales Backed by Home Equity Loans
Bloomberg 19-Aug-03 19 (Bloomberg) -- As US consumers squeeze a growing amount of cash out of their
homes in the form of home equity loans, securities backed by the loans have

Capitol's closure hits home
Rocky Mountain News, CO 19-Aug-03 By Heather Draper, Rocky Mountain News. The Lakewood mortgage broker lost
$2.1 million in mortgage loans when Capitol Commerce Mortgage Co.

Edwards: Let's lend directly to students
Charlotte Observer, NC 19-Aug-03 John Edwards touted his proposal Monday for the federal government to lend money
directly to college students and no longer subsidize banks to make the loans.

Bank alters lending practices
Clovis News-Journal, NM 19-Aug-03 Burdell said the problems involve lending to customers with poor credit and
that “95 percent” of the loans in question were for automobiles.

It's not too late for creative financing for college costs
USA Today 19-Aug-03 Fold, and Everything In-Between. For more information, see www.treasurydirect.gov.
•PLUS loans. The Parent Loan for Undergraduate

Home sweet loan
Malayala Manorama, India 19-Aug-03 Individuals and organisations like corporates can take the loans,
reliability of the customer being the only criterion. Banks and

Home improvement loans
Milford Daily News, MA 19-Aug-03 FRANKLIN -- MassHousing, the state's affordable housing bank, is offering
home improvement loans for low- and moderate-income home owners.

Start-up loans can be had
Long Beach Press-Telegram, CA 19-Aug-03 LONG BEACH Even in a down economy, getting loans for small businesses is mostly
a matter of knowing where to find them, small-business experts said Monday.

Exec Payoffs Dog Zhone/Tellium Merger
Light Reading 19-Aug-03 $10 million in cash to CEO/chairman Harry J. Carr, CFO Michael J. Losch, and CTO
Krishna Bala, who borrowed money from the company in 2000, securing the loans

Not all who borrowed eligible for settlement
Richmond Times Dispatch, VA 19-Aug-03 The state's portion of the settlement is $16.7 million. The settlement is for
real-estate loans secured from Household between Jan. 1, 1999, and Sept.

Illinois Coalition Against Predatory Home Loans Joins Gov.
U.S. Newswire (press release), DC 19-Aug-03 CHICAGO, Aug. 19 /US Newswire/ -- On Wednesday, Aug. 20 at 10 am, members
of the Illinois Coalition Against Predatory Home Loans will join Gov.

Bet on the Small Fry
Forbes 19-Aug-03 The small banks push customer service, are shrewd at attracting no-interest deposits,
and focus on making profitable loans to small businesses, which big

RBI raises state loans' tenor to 12 years
Economic Times, India 19-Aug-03 MUMBAI: The Reserve Bank of India (RBI) has raised the tenor of state
development loans to 12 years from 10 years. All state governments

Are bankers sadist?
Mindanao Times, Philippines 19-Aug-03 Asset Management Dept. was formed to oversee non-performing loans of commercial
banks with the end view of alleviating the ratios of these commercial banks.

Mortgage Company Under Investigation
KOMO, WA 19-Aug-03 KING COUNTY - Washington State is investigating a mortgage company
that left thousands of borrowers with no loans. The state wants

Bush Signs Military Student Loans Bill
Guardian, UK 19-Aug-03 The measure gives the Education Department authority to waive rules on repaying
loans to ensure that those affected by wars, military operations or national

PSD's main 'focus' visa for Foo
Dubbo Daily Liberal, Australia 19-Aug-03 associated with Cornerstone (Christian) Community has written to the company's
directors asking when they can expect to see the $265,000 in overdue loans.

Micro-credit: Postal dept, banks in talks
Business Line, India 19-Aug-03 Bank and Canara Bank - have not yet been able to come to an agreement on how much
the banks will pay the Postal Department for disbursing their rural loans

Govt unveils credit package for small sector — Rates on SFC
The Hindu Business Line, India 19-Aug-03 state financial corporations (SFCs), the Government today unveiled a package that
provides for a 200 basis-point reduction of interest on all outstanding loans

Textile funds bring little cheer to small units
Business Standard, India 19-Aug-03 of accounts. Many powerloom units work on job basis and do not maintain
books of accounts, making them unfit for bank loans. In

`Cloud seeding will bring rain'
The Hindu, India 19-Aug-03 On the allegations of the Opposition about the State's finances and the burden of
loans, he said the Reserve Bank of India had expressed its satisfaction over

Luizinho ’ s White Paper on EDC
Oherald, India 19-Aug-03 The paper also indulges in an unnecessary description of the procedures followed
in the EDC for sanction and disbursement of the loans, since improper

Time Kenyan Banks Changed Their Approach
AllAfrica.com, Africa 19-Aug-03 Over the past decade, Kenya's economy has performed unfavourably for the
business community and others whose operations rely on bank loans.

Singapore bank stocks pale versus HK peers
Star, Malaysia 19-Aug-03 They also boosted fee income by selling wealth management products to customers
to compensate for declining margins on products like home loans.

Consumers turn to personal loans
Times of India, India 19-Aug-03 MUMBAI: Mortgages may be every banker's pick of the season, but another new retail
business —- unsecured personal loans —- is quietly topping the growth

Nelnet, Inc. Files Registration Statement for Initial Public
PRNewswire (press release) 19-Aug-03 Headquartered in Lincoln, Nebraska, Nelnet originates, holds, and services student
loans, principally loans originated under the Federal Family Education Loan

There are other ways of paying for school
Nassau Guardian, Bahamas 19-Aug-03 It's that time when students are in the process of returning to school. It's
also that time when the government awards loans to student applicants.

the ‘VAT on banks’?
Manila Times, Philippines 19-Aug-03 fixed percentage tax, 5 percent in most cases, which they in turn tuck into the
prices of their services, such as in the interest they charge on their loans.

Sh9b AFC Loans Plan for Farmers
AllAfrica.com, Africa 19-Aug-03 In an interview with the Nation at the weekend, Agriculture minister Kipruto Kirwa
said the Government would also waive interest on loans to maize and wheat

Time Kenyan Banks Changed
East African, Uganda 19-Aug-03 Over the past decade, Kenya’s economy has performed unfavourably for the
business community and others whose operations rely on bank loans.

Lazio loans Mendieta to Middlesbrough
CNN/SI 19-Aug-03 MILAN (Reuters) -- Spanish international Gaizka Mendieta will join English premier
league side Middlesbrough on a one-season loan from Lazio, the Italian club

Deve Gowda attacks Govt on defence and rural fronts
Deepika, India 19-Aug-03 Accusing the government of neglecting the severe distress of farmers, he said while
loans were being offered to industrial houses at low rates between 6 per

Democratic Blitz in HC
Iowa Falls Times Citizen, IA 19-Aug-03 Corps" program through the federal government, whereby education graduates who agree
to be teachers for a specified time, would have their college loans paid

Corus Bank Selects BISYS(R) to Provide Enterprise-Wide
Yahoo News (press release) 19-Aug-03 Corus Bank, NA, is an active construction and bridge lender nationwide,
specializing in condominium, hotel, office, and apartment loans.
Indians might see small-biz money Albuquerque Tribune

Program loans wind meters to landowners for free
Grand Forks Herald, ND Aug 17, 2003
GRAND FORKS - A program to encourage wind energy development is taking
applications from interested North Dakota landowners. Participants
Bank of China's Li Shan Battles to Stem Defection of Bankers Bloomberg

Ways and Means : Lessons on Paying Down Student Loans
Africana, Africa Aug 13, 2003
This also means the debt folks are carrying on student loans is steadily
mounting. Nellie Mae, a leading provider of student loans
United Bank starts credit awareness programme Indian Express

Mysore to be made ‘Heritage City’: CM
Deccan Herald, India 8/19/2003
OPPN CHARGES: The chief minister made the statement when his attention was drawn
to the Opposition remark that the State government has taken loans of over Rs
CPF cut likely to come from bosses' side Straits Times
Singapore firms favour cutting CPF rate at one go Channel News Asia
Amid pain, most hope for 'soft landing' Straits Times
Straits Times Arab Times and more »

Edwards calls for revamping college loans
Wilmington Morning Star, NC Aug 18, 2003
John Edwards is calling for revamping the nation's college loan program, eliminating
the role of banks and making loans directly to students from the federal
Interest payment on SIDBI bonds deferred The Hindu

Transco decides to part ways with WB
The Hindu, India 8/19/2003
Earlier, Transco made a powerful presentation to him on the implications of World
Bank loans, including the possible heavy burden on consumers and the adverse
Qualified Mississippi Borrowers To Share In $2 Million Settlement WLOX

Unsecured corporate loans on rise
Korea Herald, South Korea Aug 11, 2003
Corporate loans offered by banks, including corporate bonds, increased 14.5 trillion
won ($12.3 billion), or 5.4 percent, to amount to 283.45 trillion won in

Missouri Teacher Loans Forgiven
KDSK, MO 1 hour ago
Teacher Pamela Getman calls the loan reduction her belated birthday present.
She used four loans to get her through undergraduate and graduate school.
$1 million in loans available for Northland home repairs
Kansas City Star, MO 1 hour ago
By BLANCA TORRES. Northland Neighborhoods Inc. announced today that
it will help provide $1 million in loans for minor home repairs.

SF's luxury Clift Hotel in Chapter 11 bankruptcy
San Francisco Chronicle, CA 10 19 August 2003
there's a lot going on behind the scenes at the five-star downtown San Francisco

Teacher students call for SSNIT Loans
GhanaWeb, Ghana Aug 10, 2003
learning education have appealed to the Government to make them beneficiaries of
the Social Security and National Insurance Trust (SSNIT) students' loans scheme

Bad checks : ‘ Short - term loans ’ with long - term
Anniston Star, AL Aug 10, 2003
said Hubbard. Of the short-term loans available, the fines and fees
attached to this one make it hardly worthwhile. Restitution

New loans for borrowers with poor credit
Business World, Ireland Aug 10, 2003
IFG will operate as a middleman between GE and borrowers, lending GE's money to
individuals, offering fixed rate loans that are one percentage point higher

Calasiao can't get GSIS loans anymore
Sun Star, Philippines Aug 10, 2003
LOCAL officials and employees of the Calasiao Municipal Government can no longer
avail of loans and other benefits from the Government Service Insurance System

LandBank loans reach P59.3B
ABS CBN News, Philippines Aug 10, 2003
The Land Bank of the Philippines’ (LBP) total loans to its priority sectors reached
P59.3 billion as of end-May 2003, representing 50.5 percent of the bank

SME Bank to offer `loans for labourers'
Bangkok Post, Thailand Aug 10, 2003
The SME Development Bank of Thailand plans to offer a ``loans for labourers'' programme
in support of government policies to help Thai workers go overseas.

Refinancing Car Loans Can Save After Interest Rate Cuts
NBC5.com, IL Aug 11, 2003
An E-Loan spokesperson said the recent dip in interest rates has brought a steady
stream of customers. Bankloan.com is another company refinancing auto loans.

Japanese Airlines Seeking Emergency Loans
Newsday Aug 11, 2003
and All Nippon Airways Co., are asking for emergency loans from a government-run
bank to help them through drops in travel in the aftermath of the war in Iraq

Businesses Get Loans To Relocate In Balt. Co.
WBAL Channel.com, MD Aug 11, 2003
-- Baltimore County has approved $225,000 in economic development loans to help
companies in Dundalk and Reisterstown relocate and upgrade their facilities.

'Easy' loans inflating debt bubble
The Age, Australia Aug 11, 2003
have been using their higher house values to justify taking on more debt to pay
for consumption, and lenders on the fringes of the highly competitive loans

Movies spark library loans
Stamford Advocate, CT Aug 11, 2003
We don't like to have four people waiting for any one copy at one
time.". Another movie, "Seabiscuit," also sparked library loans.

Japanese airlines seeking emergency loans
Seattle Post Intelligencer, WA Aug 11, 2003
and All Nippon Airways Co., are asking for emergency loans from a government-run
bank to help them through drops in travel in the aftermath of the war in Iraq

HDFC pierces the roof on home loans surge
Business Standard, India Aug 11, 2003
HDFC hit a life time high of Rs 455 before closing at Rs 453.75, up by
1.95 per cent. More than 1.52 lakh shares were traded on the BSE.

Personal loans likely to be cheaper-Oman
MENAFN, Africa Aug 11, 2003
MUSCAT — Omani banking sector is likely to offer some relief to the public with
a surprise two-percentage-point cut in interest rates on personal loans as

Countrywide says funds record $52 bln July loans
Reuters, UK Aug 11, 2003
NEW YORK, Aug 11 (Reuters) - Countrywide Financial Corp CFC.N , the big mortgage
lender, on Monday said it funded $52 billion of loans in July, up 7 percent

UPDATE 1-Countrywide says funds record $51.8 bln July loans
Reuters, UK Aug 11, 2003
NEW YORK, Aug 11 (Reuters) - Countrywide Financial Corp CFC.N , the big mortgage
lender, on Monday said it funded a record $51.8 billion of loans in July

Asian Development Bank approves loans to Cook Islands
GoAsiaPacific.com, Asia Aug 11, 2003
The Asian Development Bank is planning to make two loans to Cook Islands
over the next three years, totalling $US5.3 million. The

Small business loans are up
Gainesville Times, GA Aug 11, 2003
The number of Small Business Administration-backed loans in the first three quarters
of fiscal 2003 grew by about 36 percent from the same period a year ago.

Japan's UFJ says bad loans fell in Q1
Forbes Aug 11, 2003
TOKYO, Aug 12 (Reuters) - UFJ Holdings Inc <8307.T>, the smallest of Japan's four
megabanks, said on Tuesday its outstanding bad loans fell to 3.99 trillion

Two Companies to Get Loans from Baltimore County to Relocate
WMAR (ABC2), MD Aug 11, 2003
Towson - Baltimore County has approved $225,000 in economic development loans
to help companies in Dundalk and Reisterstown relocate and upgrade their

It pays to surf for auto loans online
Bankrate.com Aug 12, 2003
And you've got quite a selection of online loans to choose from. Like
E-Loan and Capital One Auto Finance (Formerly PeopleFirst), many

UBI ties up with Jain Irrigation for farm loans
The Hindu Business Line, India Aug 12, 2003
banana. Under this scheme the farmers can avail of short and medium
term loans depending on the farmers holding and requirements .

World Bank may lift caps on loans
Business Standard, India Aug 12, 2003
its relevance to India as a risk factor, its newly appointed Vice President for
South Asia Region Praful Patel is bringing to the table unlimited IBRD loans

World Bank may lift caps on loans
Rediff, India Aug 12, 2003
its relevance to India as a risk factor, its newly appointed vice president for
South Asia Region Praful Patel is bringing to the table unlimited IBRD loans

Logical Delivers Total Infrastructure Solution to Quicken Loans
Business Wire (press release) Aug 12, 2003
leading international information technology integration company, today announced
the delivery of a services and infrastructure solution to Quicken Loans.

Capitol Federal will prepay $81M in loans
Kansas City Business Journal, MO Aug 12, 2003
Savings Bank, has received approval from the Office of Thrift Supervision for an
$81 million capital distribution to the bank to prepay the balance of two loans

Indians want USDA to stop collecting on loans
Bismarck Tribune, ND Aug 12, 2003
The current case involves hundreds of Indian farmers who claim they were unfairly
denied loans and loan restructuring, as well as other farming assistance in

OCBC increases rates for new housing loans as cost of funds rise
Channelnewsasia.com, Singapore Aug 12, 2003
In a sign that rock-bottom mortgage rates may soon be a thing of the past,
OCBC Bank has raised certain fixed interest rates for new home loans.

Schering-Plough forced to seek loans
Billings Gazette, MT Aug 12, 2003
NEWARK, NJ -- Drug maker Schering-Plough Corp. on Tuesday warned that
it expects to borrow money to meet domestic cash flow needs

Bank warns of car yard loans
Glasgow Evening Times, UK Aug 12, 2003
SCOTS drivers could save up to £1700 on a new car by snubbing forecourt
finance and opting for a cheaper car loan. Scots-based

Drought loans go untapped
New Haven Register, CT Aug 12, 2003
Two years of drought have qualified many nonfarm Connecticut businesses
for agricultural disaster relief loans. Now the US Small

Cane replanting loans by first week of September
Jamaica Observer, Jamaica Aug 13, 2003
almost two years, farmers have only been able to access roughly a third of the $150
million; and they have long argued that the process of accessing the loans

Mortgage Loans And The Secondary Market
Realty Times, TX Aug 13, 2003
association and earn interest. The S&L would then take the deposits
and make loans to folks who want to buy a house. The lender would

CRIIMI MAE Reports $3.6 Million GAAP Net Loss in Second Quarter
PRNewswire (press release) Aug 13, 2003
Executive Officer and President stated: "While our subordinated CMBS continue to
generate significant cash and we've made positive progress in resolving loans

$81 million in loans to be prepaid by CapFed
Wichita Business Journal, KS Aug 13, 2003
Financial, has received approval from the Office of Thrift Supervision for an $81
million capital distribution to the bank to prepay the balance of two loans.

Sh120m to boost loans board kitty
Daily Nation, Kenya Aug 13, 2003
He said the Higher Education Loans Board had given out loans amounting
to Sh13 billion since it was established in mid 1990s. He

Nonperforming Loans Continue to Decrease Yet Remain Higher than
Business Wire (press release) Aug 13, 2003
president of Weiss Ratings, Inc. "What's even more notable, though, is
the recent improvement in nonperforming loans. If this trend holds

Waltham passes $1M in housing loans
Newton Daily News Tribune, MA Aug 13, 2003
The city also surpassed $1 million in loans to the Downpayment Assistance
Loan Program, which helps income-eligible residents to buy a home.

Home loans getting pricier
Hampton Roads Daily Press, VA Aug 13, 2003
While 15-year loans were in the upper 4-percent range in June, those rates have drifted
back to 5.66 percent, according to the Mortgage Bankers Association of

Prop 6 aims to facilitate home equity loans
Baytown Sun, TX Aug 13, 2003
BAYTOWN — In September, voters in Baytown will join their fellow Texans at the
polls to decide whether homeowners will be able to obtain loans and credit

Higher Education Loans Board (HELB) to Recover Sh720m from
AllAfrica.com, Africa Aug 13, 2003
Higher Education Loans Board (HELB) Secretary Benjamin Cheboi yesterday
said the board will recover Sh720 million from loanees next year.

Japan air carriers ask for emergency loans
San Jose Mercury News, CA Aug 13, 2003
Japan's top air carriers, Japan Airlines System and All Nippon Airways, are asking
for emergency loans from a government-run bank to help them through drops in

Toledo teams with SBA for loans to spur growth
Toledo Blade, OH Aug 13, 2003
Mayor Jack Ford and the district director of the Small Business Administration announced
yesterday the first two loans under an initiative that could spur up

Latest Identity Theft Scam Centers on Fake Loans
Accountingweb.com, IN Aug 13, 2003
Realistic-looking fake advertisements for financial institutions offering
loans are cropping up in newspapers. Victims are finding

Demand for housing loans breaks new records
Helsingin Sanomat, Finland Aug 13, 2003
The growth in the demand for new housing loans, which has now continued
for three years, shows no signs of abating. Finns received

TNK to raise 2 loans from Sidanco and Sborsare Management.
Analytical Information Agency, Russia Aug 13, 2003
Tyumen Oil Co. (or TNK) will raise 2 loans, $500 mln each from Sidanco
and Sborsare Management (has a control stake in Sidanco).

Resort owners seek loans
GamblingMagazine.com Aug 14, 2003
enough cash flow to meet payments on its publicly traded bonds and other debts, forcing
operators of the high-end gaming property to seek additional loans and

RBI warns against foreign loans
Business Standard, India Aug 14, 2003
Many companies have left payables and foreign currency loans raised in recent months
unhedged as the rupee has continued to appreciate against the dollar.

Innovative AusBulk Pool-based loans offer lower in
Australian Grain Industry, Australia Aug 14, 2003
AusBulk Grain Marketing has stepped into the harvest loan market with an innovative
range of pool-based harvest loan products at interest rates as low 4.9%.

Toll rises as bridge loans drying up
San Francisco Business Times, CA Aug 14, 2003
Bridge loans -- cash which supports private companies between equity rounds and
later converts into equity -- are decreasing in popularity among the VCs who

P10-B low interest loans for SMEs
Mindanao Times, Philippines Aug 14, 2003
By Myrna P. Valdez, Staff Writer. THE allocation of P10 billion low interest loans
were all granted to SMEs according to Deparment of Trade and Industry. Good.

$321m in ADB loans for Nepal
Asia Times Online, Hong Kong Aug 14, 2003
MANILA - The Asian Development Bank plans to extend loans totaling US$321 million
to Nepal over the next three years, directed mostly at poverty reduction

Australia's AusBulk Offers Harvest Loans, Pooled Sales
Yahoo News Aug 14, 2003
Phil Pyle, AusBulk's grain marketing division manager, described the rates
on its harvest loans - starting at 4.9% on malting barley to 5.9% on wheat

Negative equity home loans soar 28pc
The Standard, Hong Kong Aug 14, 2003
Residential mortgage loans in negative equity surged by 28 per cent in the second
quarter as property prices accelerated the downward spiral after the Sars

Big Settlement For Those Illegally Charged For Mortgage Loans
KOMO, WA Aug 14, 2003
SEATTLE - It's pay back time for thousands of local families who were
illegally charged for mortgage loans. As of Thursday, 12,000

Korean banks to recoup loans to Russia
Korea Herald, South Korea Aug 14, 2003
South Korean banks are likely to receive the repayments of their loans to Russia,
which have been in arrears for decades, soon, as revisions to the relevant

NTRPDC awards grants, loans to 15 businesses in Bradford County
Sayre Evening Times, PA Aug 14, 2003
TOWANDA -- Since April, the Northern Tier Regional Planning and Development Commission
has awarded grants and loans to 15 businesses and municipalities in

MoneyMail : Poser over loans from Metrojaya
Malay Mail, Malaysia Aug 15, 2003
Bhd's (PMI) voluntary general offer (VGO) for Metrojaya Bhd has set alarm bells
ringing on what would happen to the RM84.2 million inter-company loans.

Interest on loans to be covered
Chambersburg Public Opinion, PA Aug 15, 2003
Jeff Coy, D-Shippensburg, announced Friday that the state will cover the interest
on short-term loans any school districts must take out to cover expenses

Policy for bad loans will come in the fall
Whitehorse Star, Canada Aug 15, 2003
by Jason Small. A policy to get deadbeat debtors to pay back their outstanding
government loans will be tabled in the legislature this fall.

How hard will Bush tax loans hit the QC?
Bettendorf News, IA Aug 15, 2003
The Bush tax loans have hit the mailboxes of middle and upper-class tax payers
this month and we’re wondering what you are doing with yours.

Any CPF cut to hit home loans more than higher rates
Channelnewsasia.com, Singapore Aug 15, 2003
The three Singapore banks have this week raised their mortgage rates for new private
home loans, but industry watchers say that may not have as great an impact

Firm closes; loans dry up Mortgage company collapse sends some
Chicago Daily Herald, IL Aug 16, 2003
At least 300 to 400 Chicago-area residents had Capitol loans that were supposed to
go through for refinancing of existing mortgages or to buy homes, according

Mortgage firm collapses, shuts Novato branch
Marin Independent-Journal, CA Aug 16, 2003
comment on the debacle, which experts said was apparently triggered by rapidly rising
interest rates that left the company unable to cope with mortgage loans

Capitol Commerce closes
Oakland Tribune, CA Aug 16, 2003
Messages left at Capitol Commerce's headquarters weren't returned Friday. "It's
not like we didn't get the loans approved," said an exasperated employee of a

SBA bills allow manufacturers to get bigger loans
New Mexico Business Weekly, NM Aug 16, 2003
The bill allows small manufacturers to obtain SBA-guaranteed loans of up to $4
million through the 504 program, which pairs certified development companies

A Savvy Gen X Wants A Home Of Its Own
Indian Express, India Aug 16, 2003
Then there are more compelling reasons such as easy availability of home loans at
cheaper interest rates and housing options being available today in a wide

PLCs seeking big loans from Janata Bank must go for IPO
The Daily Star, Bangladesh Aug 16, 2003
Any public limited company (PLC) seeking loans from Janata Bank above Tk 5 crore
must raise minimum 50 per cent of its equity from the stock market.

Syndicated loans: SBI top book-runner
The Hindu Business Line, India Aug 16, 2003
STATE Bank of India, has emerged as the top book-runner for syndicated foreign
currency loans for Indian corporates during January-July, 2003, according to

Discovery of bad loans leads to CEO's exit
Raleigh News, NC Aug 16, 2003
The executive who helped build Capital Bank into one of North Carolina's fastest-growing
community banks has stepped down because of a series of bad loans that

Depts. have failed to recover loans: PAC
The Hindu, India Aug 17, 2003
17. The Public Accounts Committee (PAC) has found that the Agriculture, Industries
and Cooperative Departments are not recovering loans, running into crores of

Part of Youth Fund would be given out as loans- Deputy Minister
GhanaWeb, Ghana Aug 17, 2003
Deputy Minister of Finance and Economic Planning at the weekend said 10 billion out
of the 50 billion cedis proposed Youth Fund is to be given out as loans to

Transco not so keen on WB soft loans for reforms
The Hindu, India Aug 17, 2003
Other factors influencing the system against the loans are rigid procedures requiring
heavy paper work at every stage, lack of freedom in selection of bidders

No rush for loans - Sunday 17, August-2003
Barbados Daily Nation, Barbados Aug 17, 2003
The contraction in lending has been so severe that over the past two years total
loans and advances expanded by less than three per cent annually, compared to

Banks relax rules on who can get loans
Raleigh News, NC Aug 17, 2003
The official site of Self-Help Credit Union of Durham, which specializes in making
loans to borrowers who have difficulty qualifying for loans through banks.

Different Types Of Mortgages
NBC5.com, IL Aug 17, 2003
Two-Step Loans: These loans provide the low rates of an ARM and the stability
of a fixed loan. They usually are shown in a 5/25 or 7/23 form.

Nevadans to Get Settlement on Mortgage Loans
KLAS, NV Aug 17, 2003
17) -- Thousands of Nevadans who had home loans from Household Finance Corporation
and Beneficial Corporation could be entitled to hundreds and even thousands

Are interest rates only criteria to make home loans attractive?
Business Standard, India Aug 17, 2003
Although interest rate remains the main criterion for designing home loans, there
can be further modifications that can be built in so as to attract a greater

Credit culture short-sighted
Bangkok Post, Thailand Aug 17, 2003
Despite strong economic growth, non-performing loans (NPLs) remain stubbornly
high as credit discipline has yet to recover from the crisis, bankers and

Bad loans stand at Rs 249 billion .
Hi Pakistan, Pakistan Aug 17, 2003
ISLAMABAD: The central bank policy to allow loan write-offs and restructuring of
the stuck up loans had helped reduce the quantum of Non-Performing Loans (NPLs

Interest-only home loans gain popularity as rates rise
Arizona Republic, AZ Aug 17, 2003
Rising mortgage rates are driving borrowers to take out loans that require them
to make only interest payments for the first few years, according to lenders

Edwards Calls For Revamping College Loans
WXii 12.com, NC Aug 18, 2003
Currently, the federal government offers subsidies to banks and other lenders to
lower interest rates on student loans, but the loans are actually made by the

Banks relax rules on who can get loans
Raleigh News, NC Aug 18, 2003
income ratios. People were routinely turned down for loans if their total
debt exceeded 36 percent of their gross incomes. Now lenders

Consolidate student loans?
CNN/Money Aug 18, 2003
Is there anyway to re-negotiate my student loans? And if so, should
I? -- Alison S. Your timing is excellent, given that the interest

Classic Bancshares, Inc. Reports Fiscal 2004 First Quarter
PRNewswire (press release) Aug 18, 2003
On the date of closing, First Federal had total assets of $72.1 million, net loans
of $49.5 million and deposits of $56.7 million and the Company recorded

Saudi plans long-term real estate loans for limited income people
MENAFN, Africa Aug 18, 2003
Region said that 19-year deposits made by the private sector with banks will enable
the region to establish Islamic funds for long-term real-estate loans for

Mortgage lender closes, leaves borrowers in limbo
Las Vegas Sun, NV Aug 18, 2003
requirements. Companies that make loans strictly through federal lending
programs are not currently required to obtain a license in Nevada.

SJ pushed to rein in `predatory' lenders
San Jose Mercury News, CA Aug 18, 2003
Some say the Gordons' problems are of their own making; after all,
they agreed to the terms of both loans. But Santa Clara County

UBI eyes Rs 800 crore write-off
Business Standard, India Aug 18, 2003
The regional managers would be monitoring loans of up to Rs 10 crore.
Apart from this, enhanced powers had been designated to branch

BB governor directs NCBs to increase loans in agri sector
The Daily Star, Bangladesh Aug 18, 2003
Bangladesh Bank (BB) Governor Fakhruddin Ahmed yesterday directed the chief executives
of four nationalised commercial banks and two specialised banks to

Low interest rates take toll on banks' loan portfolios
MSNBC Aug 18, 2003
City National Bank & Trust Co., the flagship subsidiary of Gloversville-based CNB,
had $175 million in loans on its books as of June 30, down from $192 million

Home owners may need longer loans
Straits Times, Singapore Aug 18, 2003
HOME owners who rely entirely on their Central Provident Fund (CPF) to pay their
home loans may want to stretch the tenure of their mortgages, say financial

Fewer students get loans
Nassau Guardian, Bahamas Aug 18, 2003
Introduction of a means test and additional requirements have drastically reduced
the number of students receiving Government-guaranteed student loans.

Edwards Calls For Revamping College Loans
FOX News Aug 18, 2003
John Edwards (search) is calling for revamping the nation's college loan program,
eliminating the role of banks and making loans directly to students from the

Edwards calls for revamping college loans
Charlotte Observer, NC Aug 18, 2003
John Edwards is calling for revamping the nation's college loan program, eliminating
the role of banks and making loans directly to students from the federal

Sainsbury's starts online loan 'sale'
Guardian, UK Aug 18, 2003
personal loans will have a standard APR of 6.5%, the lowest rate the
bank has ever offered. This represents a cut of 0.7% for loans

Banks increase loans to minorities, women
MSNBC Aug 18, 2003
SBA-backed loans to businesses owned by minorities, women and veterans during fiscal
2003 accounted for 37 percent of the total 243 SBA loans made in metro

State development loans sale on Aug 25
The Hindu Business Line, India Aug 18, 2003
STATE Governments will sell on tap State development loans at an interest
rate of 6.20 per cent aggregating Rs 8,000 on August 25.

Storm Victims Eligible for Financial Assistance Through Low-
WSEE, PA Aug 18, 2003
Storm victims from last month's flooding may be eligible for financial
assistance by applying for low-interest business loans. The

Ministry of Education Finalises Students Loan Scheme
AllAfrica.com, Africa Aug 18, 2003
THE feasibility study on the needy students' loans scheme by the department
of Higher Education in the Ministry of Education has been finalised.

Mexico's Supreme Court says auditors entitled to bank bailout
Arizona Business Gazette, AZ Aug 18, 2003
The high court said in a statement late Friday that congressional auditors are legally
entitled to require information and audit transfers of past-due loans

SBA loans for flood recovery not worth it for some
Fort Wayne News Sentinel, IN Aug 18, 2003
The US Small Business Administration has approved 512 loans, worth $12 million,
to help Hoosiers recoup losses suffered in the July 2003 Floods of Northeast

Students racking up big debt despite scholarships, grants
Salt Lake Tribune, UT Aug 18, 2003
Westminster College junior Heather Foster expects that -- even with scholarship
and grant money -- she will have taken out more than $22,000 in student loans

Bradford & Bingley 1st-Half Net Rises 2.2% on Loans (Update6)
Bloomberg Aug 8, 2003
and real estate agents in a bid to expand the bank's business beyond loans, which
accounted for more than 80 percent of pretax profit in the first half.

Bradford & Bingley 1st-Half Net Rises 2.2% on Loans (Update4)
Bloomberg Aug 8, 2003
and real estate agents in a bid to expand the bank's business beyond loans,
which accounted for more than three quarters of pretax profit last year.

Program targets predatory loans Joint effort aims to aid
Toledo Blade, OH Aug 8, 2003
lender now may turn to a local agency, as central-city neighborhoods take part in
a pilot program designed to help such people restructure their loans and to

UPDATE 2-Bombardier sells C$475 million in plane loans to GE
Reuters, UK Aug 8, 2003
The question that arises is what about the balance that's left, and
what about the quality of those loans?" he said. Bombardier

ADB, IFC assistance seen in easing banks' bad loans
Philippines Daily News, Philippines Aug 8, 2003
are in talks with asset management companies and banks to help sell the banking
sector's more than 400 billion pesos in non-performing loans and assets.

Interest on bank loans hamper nation’s tech growth’
Daily Times of Nigeria, Nigeria Aug 8, 2003
BY FRANCIS EZEM. THE Federal Government has blamed the nation’s
low pace of growth and development in science and technology to

Pakistan Asks World Bank for More Loans
Rocky Mount Telegram, NC Aug 8, 2003
By MUNIR AHMAD. ISLAMABAD, Pakistan (AP)--Pakistan has asked the World
Bank to increase its annual lending to this nation from $600

Banks raise cost of fixed-rate home loans
Independent, UK Aug 8, 2003
By William Kay Personal Finance Editor. Most banks and building societies
are either raising the interest rates on their fixed-rate

Home loans settlement details due next week
Virginian Pilot, VA Aug 8, 2003
More than 21,000 Virginia residents who took out home loans from Household Finance
and Beneficial Mortgage in recent years are scheduled to receive information

Program to forgive some school loans
Washington Observer Reporter, PA Aug 8, 2003
Pennsylvania Higher Education Assistance Agency announced Monday that the Armed Forces
Loan Forgiveness Program will offer up to $2,500 in loan forgiveness for

AA Farm Loans Go to Elite
AllAfrica.com, Africa Aug 8, 2003
THE Agricultural Bank's list of recipients of Affirmative Action loans reads like
a who's who of the political elite - dominated by top ruling party figures

IU running with loans, donations!
The Daily Star, Bangladesh Aug 9, 2003
The authorities are maintaining expenses of the science faculty with
loans. The university has a deficit of Tk eight crore now.

Bombardier sells jet loans, leases to GE
The Globe and Mail, Canada Aug 9, 2003
Bombardier Inc. completed another step in its restructuring yesterday by selling
$475-million in business jet loans and leases to General Electric Co.

Loans offer cash against home value
Cincinnati Enquirer, OH Aug 9, 2003
By Steve Rhode and Mike Kidwell. Question: Can you cover the pros and
cons of a reverse mortgage? While we don't need the income, it

Free Seminar Will Explain Types of Home Loans
ABQ Journal (subscription), New Mexico Aug 9, 2003
Different types of home loans and how to qualify will be among topics
of a free seminar on Saturday for first-time home buyers.

Bank Loans Available with Credit Records in Shanghai
People's Daily Online, China Aug 9, 2003
Individual people in Shanghai, China's economic and financial center, can now apply
with the Bank of China for loans solely based on their credit records.

Bahrain Dev. Bank granted BD42m loans since inception
MENAFN, Africa Aug 9, 2003
The Bahrain Development Bank (BDB) has granted loans worth BD42 million
to 782 projects since its establishment. It has also launched

Business organizations oppose recoup of loans
People's Review, Nepal Aug 9, 2003
Twenty-three organizations and associations related to industry, commerce, trade,
tourism and others have opposed the process of recouping loans taken from the

UFJ Holdings reduces bad loans
said on Tuesday it reduced the amount of bad loans on its books while
its major subsidiaries posted a net profit in the June quarter.

BANK LENDING: Consumer, home loans on the rise
Thai consumers are on a spending spree, with the latest figures showing them spending
lavishly on big ticket items and securing mortgage loans to purchase new

BMW finance arm to raise $1bn on market
SA's securitisation market is relatively new, but has grown over the past 18 months
with issues out of SA Home Loans, Edcon, Fintech, FirstRand, Investec